What this calculator helps you understand
A systematic withdrawal plan takes a fixed amount from an investment portfolio at regular intervals. The result depends on starting corpus, withdrawal size, returns, sequence of returns, fees and taxes.
Try the SWP / Withdrawal Calculator
Enter your assumptions and review the detailed estimate, scenario information and yearly projection where available.
Open calculator ↗How to use the result
Change one assumption at a time and compare the outcome. Use conservative, base and optimistic assumptions rather than relying on a single forecast.
Important assumptions and limitations
This simplified model assumes a constant return and fixed month-end withdrawals. Real markets fluctuate; a poor sequence of returns can exhaust a portfolio faster than this illustration suggests.
Frequently asked questions
Are the results guaranteed?
No. Results are estimates based on the values entered and simplified assumptions. They are not forecasts or guarantees.
Are taxes and fees included?
No. Unless a calculator explicitly asks for a fee or tax input, those costs are excluded. Rules vary by country and product.