What this calculator helps you understand
A step-up SIP increases the monthly contribution at a chosen interval, commonly once a year. This calculator assumes the contribution rises annually by the percentage entered.
Try the Step-up SIP Calculator
Enter your assumptions and review the detailed estimate, scenario information and yearly projection where available.
Open calculator ↗How to use the result
Change one assumption at a time and compare the outcome. Use conservative, base and optimistic assumptions rather than relying on a single forecast.
Important assumptions and limitations
The projection assumes deposits at the start of each month and a constant monthly-equivalent return. Actual investment returns vary and may be negative. Inflation is used only to estimate purchasing power in today's money.
Frequently asked questions
Are the results guaranteed?
No. Results are estimates based on the values entered and simplified assumptions. They are not forecasts or guarantees.
Are taxes and fees included?
No. Unless a calculator explicitly asks for a fee or tax input, those costs are excluded. Rules vary by country and product.